Roofing Claims & Canvassing Rules, state by state.

What the verification column means.

Each row was researched against the state's own published sources and graded honestly. Partially verified — some rules cited — 51 states. A row marked as not fully verified is a pointer to the right regulator and the right rule, not a conclusion; every state page carries a "what to confirm" section that says exactly which question is still open.

Start with the licensing authority link — it is the primary source. The contractor-adjusting and deductible rows are the two that most often decide whether a claims practice is lawful, so read their cites in full before setting any canvassing script. The federal floor for door-to-door sales is the FTC Cooling-Off Rule (16 C.F.R. Part 429); state rules may add to it and are noted in the solicitation row.

This page lists the your state rules that decide how a roofing contractor may work an insurance claim and canvass a storm-hit neighborhood: who licenses contractors, whether a roofing licence is required, where the state stands on assignment of benefits, whether contractors are barred from acting as adjusters, what the deductible and matching rules are, and what door-to-door solicitation and rescission rights apply.

It is built for owners of residential roofing companies working storm and retail jobs. Every entry is a snapshot of what the cited source published on the verification date; it is a research starting point for your own confirmation, not legal or insurance advice.

Snapshot date. Rows were last verified 2026-08-15. Laws change; the date is on every page so you can judge freshness for yourself.

Not legal or insurance advice. Code references are to the 2021 International Residential Code, a MODEL code with no force until a jurisdiction adopts it — every row says VERIFY local adoption. Nothing here states what any specific state or city has adopted, and nothing here describes public-adjusting activity: the contractor documents the roof, the property owner decides what goes to the carrier.